New to Canada

As a newcomer in Canada, you may be thinking of buying your own home. If you’re a newcomer with minimal Canadian employment or credit history, our wide range of mortgage options are just what you need to help purchase property. We offer specialized mortgage programs for newcomers to Canada so you can pursue your goal of home ownership and achieve true financial success. Feel settled faster with Siga Financial and let us help you buy your first home in Canada today!

Our Financial Services for Newcomers

Receive professional, personalized advice from our team of mortgage advisors. A financial specialist of ours will:

Help you apply for mortgage pre-approval
Offer guidance on saving for your down payment
Outline Canada’s homebuying and mortgage process
Share your financing options

Mortgage Solutions for Newcomers

There are many options we provide for newcomers with limited or no Canadian credit history. We have partnerships with several lenders, and we can leverage these relationships to offer you low down payment programs. Our mortgage solutions are designed to help newcomers secure their first home in Canada with ease and efficiency.

Credit Building Assistance

When it comes to making a purchase as large as homebuying, understanding the role credit plays is so important. That is why our experts will kindly give guidance on how you can establish and improve your credit history in Canada. We have access to tools and know what tips can support you for building a strong financial foundation. Our financial agents will gladly share recommendations for credit cards or secured credit products.

Savings and Investment Guidance

Take advantage of our expert advice on setting up savings accounts, including valuable information on RRSPs, TFSAs, and more. We explain how you can implement useful strategies to achieve long-term financial stability and wealth growth in this country. We like to tailor our guidance on investment opportunities for each unique newcomer in Canada.

Take the First Step Toward Your Dream Home

We are here to guide you every step of the way!

Apply Now(647) 862-6516

How We Work

We have simplified complex financial processes to help new citizens of Canada buy a home. Here is what you can except:

Our mortgage advisors engage in personalized consultations where we look to better understand your unique situation.

This will give you a better idea of what mortgage type is within your budget, making for a smoother homebuying process.

There are different types of rates and mortgages available, and our team can help you choose the one that’s right for you.

Once you’ve made an offer on a home, it’s time to apply for full mortgage approval with us. We can even submit your application to the lender on your behalf.

After mortgage approval, the financing condition can be waived, and your new home is yours! We’ll help you through every step and make sure everything is in order.

Why Choose Siga Financial?

At Siga Financial, we’re providing newcomers to Canada with specialized expertise in how to buy a home in this country. We take a supportive approach to navigating Canada’s financial system. With us as your mortgage brokers, you’ll have access to homeownership programs that help simplify and streamline your mortgage qualification to own a home.

We also provide better interest rates than typical “A” lenders. We have access to insured financing offers so you can select from competitive mortgage rates. Our financial team is committed to transparency, accessibility, and understanding unique newcomer challenges so we can help overcome them with you.

Take the First Step Towards Financial Security in Canada

Whether you’re a temporary foreign worker, a permanent resident without employment, or a foreign income earner, we’re here to help with your transition to Canadian life. Siga Financial delivers financial solutions for successful starts in Canada.