Mortgage pre-approval

Getting pre-approved for a mortgage is an important step in your pursuit for a new home because it establishes your credibility as a home buyer.

As a private broker for home mortgages, Siga Financial will help you determine how much you can spend on a home – specifying a term, interest rate, and principal amount – allowing you to focus your search with a budget in mind.

Get pre-approved as little as 7 days.
Know your budget and shop with confidence.
It’s easy, free, and no commitments.

Why Get a Mortgage Pre-Approval with Us?

There are many reasons to choose Siga Financial to get pre-approved for a mortgage. You’ll have a better idea of how much your down payment will be as well as the cost of your monthly payment amounts. Plus, when you make a bid for purchase, the seller may be more likely to give you significant consideration over competing offers because you have solid financial backing. You can also benefit from:

Securing Your Rates

You’ll get to keep your lower pre-approved rate even if prices rise. We can hold your rate for 120 days.

Knowing Your Budget

You’ll save time and effort when house-hunting because you know exactly what you can and cannot afford.

Buying with Confidence

When in conversations with a seller, you may have more negotiating power and leverage because of your pre-approved status.

How to Get a Mortgage Pre-Approval

Gather all the necessary documents: To determine how much you can borrow and at what rate, you’ll need to provide us with some personal information including a valid Canadian ID, employment history, credit score, assets, and liabilities.
Get in touch with our team: When you’re ready to get started, we’ll set you up with one of our mortgage specialists. Simply contact us through our website, call, or come and visit our office in-person.
Get pre-approved and start shopping for your next home: After you provide all the necessary documents, you can expect a timely response in 1-2 days and the terms of your hold rate will be locked in for 120 days.

Take the First Step Toward Your Dream Home

We are here to guide you every step of the way!

Apply Now(647) 862-6516

What Do You Need to Get Pre-Approved?

Being prepared for mortgage pre-approval can make the process that much easier. Upon meeting with one of our mortgage specialists, be ready to bring and provide the following personal information about:

This includes the number of credit accounts you have open and closed, the number of times you have applied for credit, and more.

This includes debt, credit cards, bonds, warranties, loans and other financial information.

This includes bank accounts (account numbers and location), investments, vehicles, and other real estate.

For example, a passport, driver’s license, or health card.

This includes a letter from your employer, recent pay stub, or if you’re self-employed, your T1 for the last two years.

Find Out Much You Can Be Pre-Approved For

Here at Siga Financial, we want you to be comfortable with the terms and amount of your pre-approved mortgage. We make it very clear you are under no obligation to commit to buying a home after getting preapproved. Contact us today and speak with one of our mortgage specialists for more information and to get started on the pre-approval mortgage process.